Membership payments are handled through Patreon. Refund eligibility and timing are governed by Patreon and the membership terms shown there. To request help with a refund, contact Consensus support and include your Patreon account email.

Because digital access is provided immediately, refunds are generally not provided for:

• Change of mind after using the Service
• Trading losses or performance expectations
• Incompatibility with your device/network not caused by our platform

Email consensustocrypto@gmail.com with:

• Your account email
• Date of charge (approx.)
• Reason for request
• Any screenshots (optional)

Payments are processed by Patreon. Approved refunds and payment timing are handled by Patreon and the relevant payment provider.